Why Off-The-Shelf Income Products & Investment Ideas Will Not Solve Your Passive Income Needs
One of the most common questions I observe out there in the chat is What do you think of this product/strategy/solution? Is it good for …
New 6-Month Singapore T-Bill Yield in End-August 2023 Should Stay at 3.75% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23116F) will be auctioned on Thursday, 31st August 2023. If you wish to subscribe successfully, get your order via Internet …
Advanced Income Allocation for Financial Independence Planning.
There are a few weird things that I cannot stand. The 50-30-20 rule for savings & spending is one. But these days, I have weaker …
I don’t have solutions for every retirement problem.
My friend tells me a friend has $400,000 on his mortgage flat. The interest rate on the loan was fixed at 1.3% p.a. As we …
Setting Financial Goals that is Extremely Relatable to Yourself
What do people want to save up for? That sounds like quite an easy question to answer initially. Conversations with many clients tell us that …
This Attractive Yielding Retirement Plan May Not Match Your Desired Income Need.
Some of you might have come across a retirement income advertisement on social media platforms such as this: Not surprisingly, I have readers telling me …
New 6-Month Singapore T-Bill Yield in Mid-August 2023 Should Drop to 3.60% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23116F) will be auctioned on Thursday, 17th August 2023. If you wish to subscribe successfully, get your order via Internet …
A Good Singapore Financial Independence Planning Blueprint
Happy National Day, Everyone. In the previous two videos, I shared why I think having a simple, low-cost, diversified, scalable portfolio as the basis for …
My Experience Taking Over My Deceased Father’s 5-Room HDB Flat.
I finally officially took over my parent’s five-room HDB flat. That was done yesterday in an unexpected manner (story below). My mom and dad bought …
Singapore Savings Bonds SSB September 2023 Yield Shoots Up to 3.06% (SBSEP23 GX23090F)
Here is a safe way to save money that you have no idea when you will need to use or your emergency fund. The September …