Not all of us lead a life that we can identify with today.
In fact only the rare few have managed to plan out your life so well, that you do not need to correct the way you live your life.
For most of us, we learn along the way that what makes us happy, fulfilled is very different. We may have gotten the path to a good life wrong.
We may have been too focus on building wealth, and we realize that wealth is an enabler, not an end in itself.
We may also realize that to build greater wealth, we have to REALLY know with what we actually want, our happiness and fulfillment, so that we gain a higher capacity and leverage to achieve that.
This section housed my best materials to help you optimize and re-calibrate your life, so that you can level up in life and happiness.
The articles in this section will change your values & beliefs about how you live your life, or change your actions & habits. Eventually, when your identity becomes closer to what you are looking for, you are more comfortable staying the course of the sound path you embarked upon.
It also lists some of the philosophies that I used to guide my life so that you can see whether they make sense and applicable for yourself.
These articles won’t be short, and they will be as comprehensive as I can.
The Biggest Money Hack – Curating Your Beliefs & Values Versus Budgeting Money
When someone share a difficult money case study involving someone they loved or care about, I can get very frustrated.
The reason is that the solutions to get out of these money problems is right in front of me and it seems obvious. However, to the folks suffering in these situations, they can’t see these solutions, won’t accept these solutions, are not open to these solutions, due to deep set beliefs and the values that are ingrain in them.
To be wealthy, you have to increase the GAP, and the solution is not to budget your money, but to curate your time and attention. Read this material here >>
“Not Wanting A Lot” and its Impact to your Wealth
We have a goal to work towards a more financially secure standard of living for our family and ourselves. How do we get closer to that baseline standard faster.
You have to be comfortable on that journey. To be comfortable one of the ways is to improve your beliefs and values.
Many of us stuck on this journey because we want a lot, but what we want a lot is actually very little by the standards of others.
As what we want is so little compared to others, and we are happy with it, we can funnel a lot to a more gratifying goal. Read this material here >>
We often Use Money to Fill up the Void in our Personal Problems & Insecurities
A large part of our monthly income might be spent on recurring expenses that goes towards filling the void in our life.
You might realize you have a void or you might not. Most people do not.
The solutions to your money problems is not to start with the money aspects. It should be trying to make sense of why you feel a certain way and what you believe in currently.
Solve the non-monetary problem and the non-monetary problem will work itself out. Read this material here >>
Frugal Life: How do I Meal Prep for 7 Days Lunch in Half a Day in Singapore
I had a problem. Due to my skin problem and to be healthy, I choose to eat mainly food that do not aggravate my problems and are nutritious.
I also want to be frugal with the cost of my meals. And I want my food to taste good.
Lastly, since I lead a busy life, I want to minimize the time spent on preparing food.
How do I resolve all these? By preparing 7 days of lunch in one weekend afternoon and reheating them on the actual day.
This article deep dives into my full meal prep process, including the health and storage aspect of doing things this way. Read this material here >>
Some Philosophical Thoughts of Renovating and Furnishing Your Home
Renovating and furnishing your home is a big project.
And many people overspend on it because it was their first big project and that, frankly, the counterparty is always trying to cut corners.
I share some of my experience and philosophies to help you validate your decisions to carry out your renovations in a certain manner.
The Difference between Frugal by Circumstances and Frugal by Choice
Some of you may start off being force by your circumstances to be more frugal. That may be livable for some but for others, it is so hard to live.
The difference here is that we never achieve a buy in to why we do things this way.
We never reflect whether the wealth goal we are working to the future is worth more than the life we are today.
If you can resolve this, frugality is always more livable. If not, you should not force yourself to put money away for your future. Read this material here >>