The Most Important Things to Leave Behind in Legacy Planning
My boss Chris writes a rather regular column over at Business Times but took a break last month due to a family matter. Here is …
Personal Finance
Why NTUC Enhanced Incomeshield Preferred and Classic Rider Were the Only Health Insurance Affected By Recent Premium Increases.
NTUC Income’s hospital and surgical plans, also known as shield plans, are probably one of the most popular shield plans out there. Perhaps they are …
Your Personal Net Worth Statement – The Complete Guide
There are 2 documents that, in my opinion, tells me whether a person or family is operating in a sound manner. One document is the personal …
Manulife Cut Bonus for Some of their Participating Insurance Policies (Notes)
My friend Chris from Tree of Prosperity recently asked whether there is some truth to a nasty rumour that some endowments ramp down the guaranteed …
Future Insurance Policy Illustrated Investment Rate to be reduced to 4.25% and 3.00% from 4.75% and 3.25%.
Last week, we received an announcement that with effect from 1st July 2021, the policy illustrated investment rate (PIRR) will be lowered from 4.75% to …
Young Adults in NS or University, Don’t Buy Regular-Premium Endowment Insurance Plan
I think in the past two years, I been getting messages like this on Reddit on-and-off. I probably did not think much of it but …
Using Term Life Insurance as a Unique Savings Plan in Singapore (2021)
In my last post on the true reason to choose term life insurance over a whole life, I explained that in order to obtain adequate …
Pondering about the Impact of Aviva’s MyHealthPlus and MyShield Changes
MOH said they welcome the latest measures by private insurers to adjust the terms for those on existing Integrated Shield Plans (IP) with riders that …
The True Reason to Choose Term Life Insurance Over Whole Life
The reason why we chose term life insurance over whole life insurance is to be adequately insured. Many people chip in on the topic of …
The Cheapest Term Life Insurance in Singapore **Updated December 2020**
FWD Insurance, Singapore Life and Aviva Currently have the Cheapest Term Life Insurance for Dealth, TPD and Critical Ilness. Here is how they stack up against some of the other Singapore Insurers.