Singapore Savings Bonds SSB Jan 2019 Issue Yields 2.45% for 10 Year and 2.01% for 1 Year | Investment Moats Skip to Content

Singapore Savings Bonds SSB Jan 2019 Issue Yields 2.45% for 10 Year and 2.01% for 1 Year

Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund.

Singapore Savings Bonds Jan 2019 1

The January 2019’s SSB bonds yield an interest rate of 2.45%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks (UOB,OCBC, DBS)

However, if you only hold the SSB bonds for 1 year, with 2 semi-annual payments, your interest rate is 2.01%/yr.

$10,000 will grow to $12,474 in 10 years.

This bond is backed by the Singapore Government and its available to Singaporeans.

A single person can own not more than SG$100,000 worth of Singapore Savings Bonds.

You can find out more information about the SSB here.

Singapore Savings Bonds Jan 2019 Yield

Note that every month, there will be a new issue you can subscribe to via ATM. The 1 to 10 year yield you will get will differ from this month’s ladder as shown above.

Last month’s bond yields 2.57%/yr for 10 years and 1.89%/yr for 1 year.

Here is the current historical SSB 10 Year Yield Curve with the 1 Year Yield Curve since Oct 2015 when SSB was started (Click on the chart, move over the line to see the actual yield for that month):

What is this Singapore Savings Bonds? Read my past write ups:

  1. This Singapore Savings Bonds: Liquidity, Higher Returns and Government Backing. Dream?
  2. More details of the Singapore Savings Bond. Looks like my Emergency Funds now
  3. Singapore Savings Bonds Max Holding Limit is $100,000 for now. Apply via DBS, OCBC, UOB ATM
  4. Singapore Savings Bonds’ Inflation Protection Abilities
  5. Some instructions how to apply for the Singapore Savings Bonds

Past Issues of SSB and their Rates:

To get started with dividend investing, start by bookmarking my Dividend Stock Tracker which shows the prevailing yields of blue chip dividend stocks, utilities, REITs updated nightly

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Tan Shi Hao

Tuesday 18th of December 2018

hey kyith! Is there any calculation to convert this effective simple interest to compound interest rate?

Kyith

Wednesday 19th of December 2018

i do not know how helpful this is but perhaps you can try the XIRR calculator.

Ken

Wednesday 5th of December 2018

Hi Kyith, May I know if Singapore PR can purchase this Spore Saving Bond ? Thx.

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