Kyith is the Owner and Sole Writer behind Investment Moats. Readers tune in to Investment Moats to learn and build stronger, firmer wealth foundations, how to have a Passive investment strategy, know more about investing in REITs and the nuts and bolts of Active Investing.
Readers also follow Kyith to learn how to plan well for Financial Security and Financial Independence.
Kyith worked as an IT operations engineer from 2004 to 2019. Currently, he works as a Senior Solutions Specialist in Fee-only Wealth Advisory firm Providend.
You can view Kyith's current portfolio here, which uses his Free Google Stock Portfolio Tracker.
His investment broker of choice is Interactive Brokers, which allows him to invest in securities from different exchanges all over the world, at very low commission rates, without custodian fees, near spot currency rates.
You can read more about Kyith here.
Anthony Wu
Wednesday 22nd of August 2012
'Preference shares' from OCBC or UOB are actually bonds in different names. They give you 4-5% annually, but you have to pay a 5-7% premium, when buying. 'Bond funds' in the market are mostly rubbish, as far as I can see. Anything else better in the category of 'bonds'?
Drizzt
Friday 24th of August 2012
hi Anthony, i think i wouldn't call bond funds rubbish. to bring you to a time in 2001 and 2002 before the bull run in 2003, bond funds had great returns due to higher yields. the problem is that you cede the decision making to the manager.
then again we lament the problem of not having smaller denomination of debts. i was hoping for a good bond ETF. i think there is only one listed here
Anthony Wu
Tuesday 21st of August 2012
That may be true when you buy bonds in big amounts, such as US$100,000. But as a retail invester, the most accessible is a bond fund, which has always been disappointing in performance. Anybody knows how to handle that?
Drizzt
Tuesday 21st of August 2012
Good point. the fact is that corporate bonds you will get 4-5% yields which is decent and less volatile. But retail investors are usually left with the scrubs like Genting perpetuals