Skip to Content

I just freaking simulated 10 years of my life with Why Moolah and live to tell the tale

I have a soft spot for some things. Startups are probably one of them. Its not a good feeling when you lived in a country where the leaders say are the most developed in the region and its been sometime since they came up with a non-Temasek linked business. So sometimes I like to take the opportunity to share some of these start ups that have been doing some good.

The PR folks at Precious Communications contacted me and introduce their game Why Moolah. This is the same folks who collaborated with some local banks to launch a game platform to teach financial literacy in a fun manner for kids using Play Moolah.

Why Moolah is for adults. Specifically its for folks starting from the age of 20 probably.

It is to help adults simulate life events such as Getting Married, Buying a House and Making babies and how they mesh into your daily life. The game starts when you are 24 years old and just progresses to when you are around 34-35 years old.

I thought it was a rather well made game that can get quite addictive. Don’t worry you should be able to complete it in 1.5 hours for Act 1. Currently only Act 1 is available.

For a 34 year old, its basically playing what happens if you can go back 10 years ago.

Through the game:

  • I get some primer lessons to credit card usage, the rough miscellaneous cost of buying a house, getting married and trying to get a child
  • I learn to invest in the index. The sucky thing (perhaps it is deliberate) is that they didn’t say it’s a ETF or what. But its rather not bad because they let you make the decision to channel to deposit, or stock market. You learn what you need to start investing and can channel money when you get salary and all
  • Your time period just get squeeze and you realize you are a hamster on a treadmill. A lot of things that will happen to you in the next 10 years will  be simulated in 1.5 hours
  • I learn that other than work you need to upgrade my skills, exercise, have fun
  • I know that I should never pick Engineer at the start of the game
  • I grow to hate the auntie that keep asking me to get married and have babies

I thought they mesh everything up really well, including stock market crashes and all. But its rather strange to see the index going to $5.00.

What I don’t like is that DBS is sponsoring the app and you can see DBS Everyday Card, Live Cards in there. Its rather subtle marketing. That’s the cost of them doing this service of educating you.

I sort of see some benefits in getting folks to play this game.

If you have a son or daughter around that age going to step out of university this game can be rather useful to put all the realities in life into their heads.

The game ends when your savings become ZERO, and in this case it might be a good tool to mentor a friend who really needs help.

You can download this game at IOS App Store and Android Play Store.

If you like this article do share it around, get started with Wealth Building with my best resources here.

To get started with dividend investing, start by bookmarking my Dividend Stock Tracker which shows the prevailing yields of blue chip dividend stocks, utilities, REITs updated nightly.

Make use of the free Stock Portfolio Tracker to track your dividend stock by transactions to show your total returns.


This site uses Akismet to reduce spam. Learn how your comment data is processed.


Tuesday 15th of April 2014

I have played this game a few months ago, but it hangs at a particular age period, so I discontinued. Nevertheless, it is an interesting game.


Tuesday 15th of April 2014

Thanks Jomel, that is unfortunate but i did 3-4 simulated runs and encourage some of my younger colleague to play it.

This site uses Akismet to reduce spam. Learn how your comment data is processed.