From 2000 to 2002, the S&P lost 50%. Would this be a Challenging Period to Retire At?
One of my friend asked if the period starting in 1999 or 2000 is a challenging sequence to live through. Indeed, in the history of …
Financial Independence
We All Define Safety and comfort in Our Desired Financial Independence Plan Differently.
I went on one of my leave days to meet up with my friend. I used to have the chance to meet my friends more …
What We can learn from Singapore Government’s Perpetual Income Strategy
I used to ponder about whether we can learn something from how some entities manage their investment portfolios so that the portfolios provide income for …
How to Get Income from a Fund that Doesn’t Pay An Income Automatically.
I am back with some income series video podcasts. Some years ago, I did up a post to explain how you could get income from …
Retirement Spending Can Vary from 25% to 100%. Not your usual 2% to 3% a Year.
Unit Trust house T Rowe Price has an interesting research out on retiree spending. This may be something that those of you who are on …
If I Earn 10% Yearly On Average, and Inflation Averages 3% Yearly, I can Safely Spend 7% Yearly Right?
I think you should know my answer. It will depend on your luck. I think it is easy to be lured into using averages for …
Would a Cash Buffer Improve Your Retirement Income Success?
The Rational Reminder podcast pointed me to this paper called Sustainable Withdrawal Rates from Retirement Portfolios – The Historical Evidence on Buffer Zone Strategies. What …
Gratitude, My Portfolio, and My Qualification to Advice on F.I.
A couple of days ago, Fifth Person dropped my interview about F.I or F.I.R.E on YouTube: It’s mad that there were only ten working days …
We Don’t Need a Passive Income Stream to Fulfill Everything.
Some things will run counterintuitive to a full retirement, in my opinion. Jack Raines over at Young Money wrote about why people that are objective …
How to Inflation-Adjust Your CPF LIFE Basic or Standard Plans
There is this planning problem that some may face. Out of the three different CPF LIFE Annuity schemes of Basic, Standard and Escalating, people prefer …