A High Certainty Income Plan With Glaring Holes
A long discussion yesterday in my Singapore Financial Independence Telegram group caught my interest. A member (let’s call him A) was wondering whether we could …
Financial Independence
Buying My Financial Security Part 1 – What Kind of Lifestyle Am I Buying
I started noting down some key points to certain podcasts that helped me to grow as a person or a wealth builder. Since I am …
My Critique of Ali Abdaal’s Guide to Financial Freedom
YouTuber Ali Abdaal started being known for making videos about productivity and got really big. Recently, he made a video about how to retire early, …
If an Investment Product Sounds Really Good to You, Ask for a Result Guarantee!
Most of your friends and family are generally less savvy about investments and financial products. They might have some investments, but after a while, they …
The Major Challenge to The Individual Bonds Portfolio Retirement Income Strategy
Some conservative investors may prefer a retirement income strategy that protects their capital. A popular way is to implement retirement income by investing in a …
Reflections about My Comments in the Channel News Asia FIRE Movement Article.
By now, some of you might have read Channel News Asia’s piece on financial independence, retire early – how the FIRE movement goes beyond extreme …
Haidilao FI – Steven Lim Kor Kor Teaches Us a Very Valuable Financial Independence Lesson
There is this very disturbing TikTok video sharing some very questionable financial advice that caught my attention these couple of days: I described the video …
Why the Safe Withdrawal Rate (SWR) is Important for Your Financial Independence (For Singaporean Investors)
Many readers have read past articles where I mention the safe withdrawal rate or specific articles that talk about the 4% Rule or safe withdrawal …
The 11 Stages of Wealth: Which Stage of Wealth are You at?
How do you measure whether your relative or your colleague is wealthy? Do you based it on the flashy things that they have on them? What is a more fundamentally sound way to find out whether we have progressed well from debt dependent to financially secure, financially independent? The stages of wealth provide a good measure to see how far we have come.
Here are the Retirement Income Preferences of Financial Savvy Singaporeans [Survey Results]
A month ago, I requested whether you could help me do a retirement income survey, and you happily obliged. Originally, I said that there will …