We Cannot Always Be Shifting the Goal Posts When Doing Retirement Food Planning
“Kyith, you should give yourself a budget for food if you are planning your finances. This will give you more leeway on food choices because …
Financial Independence
CPF’s New Personal Retirement Income Planner Tells Me I Secured a $1,430 to $1,770 Real Monthly Income to Successfully Cover My Most Important Retirement Lifestyle
After my post exploring if I managed to successfully secure a $1,110 monthly, inflation-adjusted income stream today when I reached CPF FRS, I was informed …
Having Passive Income to Prevent a Life Deprivation is a Better Feeling than Having Lots of Wealth But Not Feeling You Have Enough
The Woke Salaryman did a comic strip to explain why some rich people will never be happy. I can identify with this article because they …
If You Reached CPF Full Retirement Sum (FRS) Today, You Might Have Secured a $1,110 Monthly Retirement Income Stream. Some of you may have covered your retirement lifestyle.
If you have accumulated the Full Retirement Sum (FRS) in your CPF SA before the age of 55 years old, what does that milestone mean …
There Are Singaporeans That Can Keep Their Monthly Spending Within $1,000. That Might Be a Good Thing.
In the past week, I came across three different articles or discussions regarding living on a low budget. Different people share their budgets and I …
Being Wealthy is a Feeling and Based Less on Math. But it Actually Means A Wealthy Person will have an Absurdly Low Safe Withdrawal Rate.
There is always a tale or two to tell revolving around safe withdrawal rates. When I am dealing with more work and busy personal life …
Should You Retire at 30 Years Old with $1 Million or Retire at 40 Years Old with $10 Million (As a Singaporean)?
Yesterday, someone in my Telegram group asked a question: Is it wise to retire before 30 years old with $1 million, or is it better …
Cutting My F.I. Capital Needs for Insurance Premiums from $131,366 to $58,132 by Prepaying for It
Today’s article is a continuation of my personal notes series where I share some real takes on how I frame some personal financial decision making. …
Why Financial Independence with Children is Challenging.
Cullen Roche over at Pragmatic Capitalism writes a short (like always), reflective post which I thought may be something that interests some of you. (Read …
How Much to have Perpetual Income to Fund My Security? Is it Conservative? – Part 2 of Building My Financial Security Series
In part 1 of my notes, I went through one of my highest financial priorities, explaining how much it will cost on a recurring basis …