Financial Independence

There is this planning problem that some may face. Out of the three different CPF LIFE Annuity schemes of Basic, Standard and Escalating, people prefer …

Kitces.com usually is one of the vital resources for retirement income planning, among other financial advisory topics. I want to highlight a good article that …

A friend of mine asked in my Telegram group: If we have an investable $4 million and our fixed expenses, which include our mortgage, are …

I subscribed to former 1M65 Telegram group member Patrick Teo’s channel CPF Wealth Tree. If you are interested in his thoughts about life and money, …

One of the most common questions I observe out there in the chat is What do you think of this product/strategy/solution? Is it good for …

There are a few weird things that I cannot stand. The 50-30-20 rule for savings & spending is one. But these days, I have weaker …

My friend tells me a friend has $400,000 on his mortgage flat. The interest rate on the loan was fixed at 1.3% p.a. As we …

Happy National Day, Everyone. In the previous two videos, I shared why I think having a simple, low-cost, diversified, scalable portfolio as the basis for …

William Bengen sparks off a body of work on retirement income planning when he tries to answer three challenging questions altogether: All three questions are …

I have a 54-year-old reader contacting me about his situation. Let’s call him J. J’s original plan was to work for four more years or …