Financial Independence

In match your wealth with your goals in life, I explained the right philosophy you should have when thinking about your assets and liabilities. This …

Bill Sharpe, creator of the Sharpe ratio, said that retirement spending is the “Nastiest, Hardest Problem in Finance”. There are good reasons for Bill to …

Annuity income has two properties that are rather similar to your work income. Firstly, you are delegating the security of the stream of income to …

If you have been in this finance space for a while, you would realize one question that you may see often is something like this: …

Thoughtworthy was a YouTube channel that popped onto my social feed some time ago. I was half-curious about this minimalist movement and naturally gravitated towards …

After working out my FREE Coast FI Google spreadsheet, I thought it is a good idea to revisit one of the reader case study and …

In some of my earlier articles, I have introduced the concept of financial independence, financial security and retirement. You can read about them here: The …

One of my Facebook friend asked this question about retirement: If you like your job, what is your ideal retirement age? If you don’t like …

A reader of mine shared with us that he was having a drink with a friend. His friend asked whether they are happy with how …

South China Morning Post (SCMP) wrote about a survey comparing how much it cost to achieve a set of financial freedom in different cities. You …