How Conservative and Lower Income Investors can Make up Their Retirement Shortfall
Bob French over at Retirement Researcher has an article trying to make their readers focus upon the trinity relationship between savings, the investment return and …
Financial Independence
Flexible Passive Income Strategies Can Help Reduce the Money Needed for Retirement – Morningstar
In part 1 of my deep dive on Morningstar’s State of Retirement Income – Safe Withdrawal Rate report, the team explained that returns in the …
Why Morningstar Say the Safe Withdrawal Rate is Lower than 4% in the Future
2 days ago, I got pinged by a few different groups of people regarding a retirement income study that Morningstar did. You might have seen …
More than 50% of Young Singaporeans Surveyed Want Passive Income or Early Retirement
My friend zzXiaoboizz alerted me to this survey done with Millennials and Gen Z on social issues, goals and their sentiments towards the pandemic. Today …
How much to LEAN FIRE for parents with two teenagers in Singapore?
Two years ago, a team of researchers from Lee Kuan Yew School of Public Policy conducted a set of research to figure out what is …
Health sinking fund to pay the premiums of your shield plan riders
In my last article, I look at whether we can create a health sinking fund to pre-fund our health and wellness expenses in financial independence. …
Retire Now, Work Later is not For Everyone
Shortly after Leslie Yee share with readers that permanent renting may not be so bad, the group CEO of a medical device company shared this …
Create A Fund to Pay Your Future Health Insurance Premiums – How much do you need?
When we are planning for our financial independence, one of the key considerations or areas to plan for is our healthcare needs. If we are …
How Volatility Drags Your Income Portfolio in Financial Independence
I have been looking at the financial independence retire early space for a while and one of my pet projects is to study how to …
Can You Retire Early if You have a Child?
One of the questions that were recently asked on our Singapore Financial Independence Subreddit is on pursuing early retirement with a child. The lady asking …