What is Car Ownership Calculator

It might not occur to you but owning a car involves more than spending on car loans and petrol. There are other spendings that makes up car ownership such that the overall cost of ownership can be much higher. If you are planning to purchase a new car, use this calculator to estimate.

  • Your monthly and annual cost of ownership
  • The amount of interest you will pay and for how long
  • % of your disposable income spent on your car

If you have any queries do email me @ [email protected]. For more financial planning commentary visit Investment Moats

What do i have to do?

Fill in the details below, you don't have to fill in everything. Once you fill in each box, the summary will be calculated based on what you input immediately

Car Purchase Info

Size of car:

Fuel Consumption of car:

Your Disposable Income:

Certificate of Entitlment Price:
(Ignore if unsure)

Car Sales Price (Without COE):

Length of Ownership

Year of Starting Ownership:

Year of Current Ownership:

Loan Info

Downpayment for car:

No of years to service loan:

Interest Rate of loan:

Estimated Monthly Expenditure on Car

Parking Subcription:

Cash Card Expenditure:

Parking Coupon Expenditure:

Fuel Expenditure:

Miscellanous Expenditure :
(Grooming,Fines etc)

Estimated Yearly One-time Expenditures on Car

Road Tax/Radio Tax Paid:

Motor Insurance:

Servicing Cost:

Miscellanous Expenditure on Car: